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Frontier

HEALTH

What is Frontier Health?

A DPC and CASH centric insurance program for self insured employers

What are the components?

Frontier Direct Care

- Can handle 80% lifetime needs
- No wait times, no co-pays, no deductibles
- Custom brick and mortar locations
- Dedicated primary care provider (PCP)
- Unlimited access to your PCP
- 1,000 prescription included with Frontier Rx

Frontier Direct Pay

- Can handle 15% of lifetime healthcare needs
- 100% transparent pricing on all referrals
- Concierge navigation & negotiation
- Nationwide network
- Direct contracts with specialists & hospitals
- Contracted cancer solutions
- 50% reduction in specialty spend

Frontier Admin

- Fully integrated TPA & PBM with live claims reporting
- Full fiduciary & regulatory compliance
- International sourcing & NO rebate games

Frontier Insurance

- Powered by Stealth/Amwins with 15% decrease on reinsurance premium
- Frontier shares in risk with employer
- Guarantee on savings up to $5 million

Frontier Tech

- Proprietary platform with real time data, ROI reporting, & live dashboards
- Easy to use mobile app for all member needs
- All data tracked & reportable to all parties & vendors in real time

How is it different?

Traditional Healthcare Frontier Health
Administrative Time 🤦‍♀️ Cut by 75%
Appointment Availability 3 weeks Same or next day
Clinic Wait Times 3 hours < 2 minutes
Duration of Visit 7 - 11 minutes 30 - 60 minutes
Office Co-pay $35 - $100 $0
Lab Results Delivery Time 5 - 7 days 2 days
Average Medication Cost $30 (with co-pay) 1,000 for free (With Frontier Rx)
ER & Urgent Care Up to $5,000+ Per Claim 50% Reduction in ER/UC Visits
Net Promoter Score (NPS) -3 (United Health Care) 94
Frontier Rx Free
Concierge Referrals

How does it work?

FDC as the front door of healthcare leads to decreased costs, improved quality, and improved access

Member Journey

Claims Journey

Frontier Health Plan

Network Only Health Plan

What are the results?

95%
FDC and FDP can handle 95% of your lifetime healthcare needs without ever engaging with a network.
Average 25% - 30% savings, and we will guarantee those savings up to $5 million
Frontier shares in the risk with you.
When you spend more, Frontier loses money.
When you save money, Frontier makes money.
27%
Reduction in Annual Spend
94
NPS Score
50%
ER Reduction
63%
Average Year 1 Utilization

How does it save money?

5 Year Projected Cumulative Savings

27% - $30,000,00

*Net Savings is subject to change based on accurate data being provided. Based on 2,500 Employee Group

Average Savings:

25% - 30%

Guarantee:

Up to $5M

Cost Breakdown

25% - 30% Average Annual Savings

Frontier Tech

What are the features?

- Proprietary platform with real time data, ROI reporting, referral tracking & live dashboards
- Easy to use mobile app and portals for employer, employees, & health plan administrators
- All data is tracked & reportable to all parties & vendors in real-time
- Powerful Data analytics:
   - Population health & risk factor analysis
   - Utilization reporting
   - Patient demographic reporting & eligibility management
   - Chronic disease management reporting
   - Referral tracking/prior authorization
   - Billing reporting
   - Customer service ticketing
   - Member satisfaction reporting (NPS)

How much does it cost?

- Included

What are the results?

- Transparency into cost and performance - everything is available to & nothing is hidden from health plan administrators
- Industry leading patient satisfaction, resulting in a 94 NPS
- Patients engage with their provider & get healthier which drives down overall health plan costs

Typical Patient Journey

1. Proactive Outreach by FDC: FDC reaches out via email/voice/text to educate & engage each patient.

2. Schedule an Appointment: Patient uses mobile/web-enabled device to schedule & communicate with FDC.

3. Continued Education & Engagement: Patient is prompted to submit health information to drive personal health plans & receives continued digital education on how to utilize FDC membership.

4. Complete First Appointment: Patient completes first appointment & has an ongoing relationship with their FDC provider.

Pricing & Options

Virtual Bolt-On Replacement
Virtual OnlyWorks with your existing health planCan replace multiple aspects of your existing health plan
24/7 virtual careYesYesYes
Same/Next day visitsYesYesYes
1,000+ prescriptionsYesYesYes
Concierge care navigationYesYesYes
24/7 in-person careYesYes
No deductible or copayYesYes
Dedicated account repYesYes
Savings guarantee$1M$5M
Labs and imagingYes
Mental HealthYes
Occupational HealthYes
Stackable health planTPA
Stop loss
PBM International drug sourcing
Pricing$60/person/month$70/employee/month

$140/employee & spouse/children

$210/employee family
Custom Pricing

See how Frontier reduced this employer's health plan cost by 25%

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