become a member

become a member

employers

HAVE YOU CONSIDERED A PARTIALLY SELF-FUNDED AND LEVEL FUNDED PLAN DESIGN FOR YOUR BUSINESS?

We’ve taken all the complexity out of building a self-funded and level funded plan. By partnering with transparent solution point providers, we can help you build a highly flexible, multi-year plan for controlling costs and providing better outcomes for your employees.

ARE YOUR INSURANCE PREMIUMS GOING UP?

Including FDC into you benefits plan can lower your overall insurance spend while adding a group benefit which will increase employee satisfaction.

DON’T YOU WANT TO SEE THESE COST SAVINGS?

ANNUAL

SAVINGS

PROJECTIONS

using a 6-month
insurance report

We Impacted Premiums by 15% ($309,000)

We Impacted Medical Claims by 63% ($1.5MM)

We Impacted Pharmacy Costs by 20% ($52,000)

Total Claims Impact is 58% ($1.6MM)

Insurance Loss Ratio = 68% (down from 138% in 2021 Jan-Jun)

Insurance Loss Ratio % = Claims Paid / Premium Paid Their Insurance Loss Ratio went from 138% in 2021 to 68% in 2022. When an insurance loss ratio is below 100% that would justify a reduction in premium cost at renewal. If Loss Ratio is near or above 100% that is bad… and typically means they would see an increase in insurance premiums at renewal. Traditionally the best people hope for is 100%.

The savings we generated them more than covered the cost of membership by nearly 18%.

We had 54% of member utilization in just 6 months.

On average, those members engaged care 7 times each through In-person, Virtual, Text, Phone.

Members enjoy a cash-pay network of discounted ancillary services and unlimited access to their provider by text, call, or video chat. There are no unexpected charges–our members walk out knowing the cost of any services our providers recommend.

iconbrown 01

READY TO HAVE A PERSONALIZED HEALTH PLAN TAILORED TO YOUR COMPANY?

Schedule an in-person or virtual discovery meeting.

QUOTING IS SIMPLE!

We dive into your census and claims history to identify areas where most groups overpay. We then provide a no obligation a cost savings projection.

Would you like to save money and make your employees happy? Let us help!

$60

EMPLOYEE
ONLY

kid2 01

$120

EMPLOYEE
& SPOUSE
epmloyeespouse 01 1

$120

EMPLOYEE
& CHILDREN
emplochil 01

$180

FAMILY

EMPLOYEE, SPOUSE
& CHILDREN

family 01

DOES YOUR COMPANY OFFER
HEALTH BENEFITS TO 100
EMPLOYEES OR MORE?

Call us at 956.983.9272